Registration

TERMS OF USE

RULES OF OPERATIONS IN THE WEBMONEY TRANSFER DEBT SERVICE

The following terms used in these Rules shall have the respective meanings set out below:

Debt Service means an Automated Service functioning in accordance with these Rules within the WebMoney Transfer System.

Paymer System means an online Automated Service available at http://www.paymer.com allowing Participants to register their promissory notes payable to bearer, as well as to register the transfer of such tools to any persons accepting them as payment for goods/services or as transfer of property rights.

Participant means a user of the WebMoney Transfer System and its Automated Service, an individual or legal entity being a party to WebMoney transactions (in any of its parts or derived activities) entitled to perform operations within the Debt Service in accordance with these Rules.

Correspondent means a participant of the system authenticated by the owner of WebMoney Keeper and authorized by him/her for exchanging messages, invoices and transactions. Offer means a request sent to the Correspondent via WebMoney Keeper interfaces offering to execute a Property Rights Assignment Agreement which contains the terms and conditions provided for by these Rules.

Trust Limit means the total amount of title units specified in the Correspondent’s Offer which a Participant is entitled to under the Property Rights Assignment Agreement based on the amount of title units placed on the Correspondent’s wallet and with due regard to already existing non-fulfilled Agreements.

Property Rights Assignment Agreement means a tool certifying the property relations between the Assignor and the Assignee registered in the Service and authenticated by analogues of the participants’ handwritten signatures, including electronic signatures of the parties to the Agreement (hereinafter also the “Agreement”). The subject of the Agreement is the legal relationship between the Assignor and the Assignee for the assignment of property rights for value using the Debt Service.

Assignor means a participant assigning an amount of property rights to the Assignee on the terms and conditions of his/her/its Offer issued to and accepted by the Assignee (Correspondent).

Assignee means a participant accepting an amount of property rights from the Assignor (Correspondent) on the terms and conditions of the Offer previously issued by the Correspondent and accepted by the Participant.

Terms used but not defined herein have the meanings assigned to them in the Code and other agreements pertaining to the WebMoney Transfer System.

CHAPTER 1. GENERAL PROVISIONS

1.1. These Rules set forth the terms and conditions for accessing the WebMoney Transfer Debt Service (the “Service”) by System participants, the terms for execution and performance of Property Rights Assignment Agreements between System participants, as well as the procedure and conditions of the Service with System participants, as well as responsibility of the Parties to each other and to the Service, as well as the Service’s responsibility to System participants.

1.2. According to the Rules, Participants may perform the following operations:

  • define Trust Limit for the Correspondent (forwarding the Offer to the designated Correspondent under the condition of assigning property rights upon request);
  • change Trust Limit conditions for a Correspondent;
  • receive property rights from the designated Correspondent secured by promissory notes in Paymer format under the conditions stipulated by the Correspondent in Property Rights Assignment Agreements between correspondents who have defined their mutually applicable Trust Limits in advance;
  • transfer title units to the Correspondent upon his/her/its request in accordance with the conditions specified by the Participant secured by the Correspondent’s promissory notes in Paymer format;
  • repay obligations in accordance with Trust Limit conditions.
    • 1.3. Participants assume all responsibilities for the powers (actions) of the Service and Paymer System registering operations of the Participants and carrying out the necessary automatic procedures under the instructions of Participants. The act of a Participant’s performance of operations in the Service shall be considered as the Participant’s unconditional approval of the Service’s and Paymer System’s authority to register operations and as confirmation of validity of executed agreements and performed operations.

      1.4. In order to use the Automated Service, the Participant agrees to grant Correspondents with which/whom such Participant will perform operations access to personal data stated during the registration in the WebMoney Transfer System.

      1.5. Messages exchanged between the Parties when executing Property Rights Assignment Agreements shall contain a reference to these Rules.

      1.6. All settlements between Participants under Property Rights Assignment Agreements executed in accordance with the Rules shall be made involving only those Participants’ wallets which are designated when defining limits in WebMoney Transfer System, unless otherwise provided in a Property Rights Assignment Agreement.

      1.7. At the instructions of Assignees, the Service shall ensure fulfillment of Parties’ obligations under executed Property Rights Assignment Agreements by ensuring that Assignors are able:

      • upon occurrence of due dates under the Property Rights Assignment Agreement, to return property rights contained in any Assignee’s wallets;
      • if the Assignee refuses to perform the Property Rights Assignment Agreement, to receive the amount of property rights equal to the amount of Assignee’s debt under the Property Rights Assignment Agreement through the execution and implementation of Agreements with other active Correspondents of the Assignee on behalf of the Assignee;
      • in case of violation of the Property Rights Assignment Agreement, to receive the Assignee’s promissory notes in Paymer format transferred to the Service in the amount of the current debt under an effective Property Rights Assignment Agreement.

      CHAPTER 2. PROCEDURE FOR ISSUING OFFERS FOR PAID ASSIGNMENT OF PROPERTY RIGHTS (STIPULATION LIMIT CONDITIONS FOR THE CORRESPONDENT) BY ASSIGNORS

      2.1. Any system Participant may, within the framework of the Service, make an offer to another system Participant to execute a Property Rights Assignment Agreement if they are both authorized Correspondents, i.e. they have added each other to the list for exchanging messages, invoices and transactions. By authorizing their Correspondents, Participants assume responsibility to verify the identity of their Correspondents when performing operations with them.

      2.2. The Offer to execute a Property Rights Assignment Agreement shall be made by Participants by means of forwarding a formalized request establishing Trust Limits to their Correspondents. In an Offer the Participant offering to execute such an Agreement may, at any time while it is accepted by the other party, establish payment amounts, period and procedure, as well as the wallet from which title units will be transferred. The interface for issuing an offer is available to any Participant in the “Correspondents” menu of WebMoney Keeper.

      2.3. Upon receipt of such Offer the Participant may refuse to accept the terms and conditions of the Offer or to accept them. In such case, both the initiator’s Offer and the Correspondent’s agreement shall be registered in the Service.

      2.4. Acceptance of an Offer by a Participant means his/her/its agreement to the terms and conditions of the Property Rights Assignment Agreement offered by the Correspondent, provided that title units under the Agreement are accepted by the Participant. Furthermore, Offer acceptance means the Participant’s agreement to fulfillment of the terms and conditions of the Property Rights Assignment Agreement with the Correspondent (Assignor) in case the Automated Service provides for fulfillment of another Property Rights Assignment Agreement in the event of its early termination by the other Assignor or delayed fulfillment of his/her/its obligations under the Agreement by the Participant.

      2.5. An obligatory condition for execution of a Property Rights Assignment Agreement between Participants is the Assignee’s provision of his/her/its promissory notes payable to bearer in Paymer format to the Service as security for fulfillment of the agreement with the Assignor for the amount of property rights equal to double of the debt amount under the Agreement. The Participant’s issue of an Offer to his/her/its Correspondent means his/her/its express agreement to the Service’s transferring of an equal part of this security to the Participant as final settlement under the Property Rights Assignment Agreement to be executed if the Assignee does not fulfill his/her/its obligations under the Agreement.

      2.6. The Participant may at any time until the execution of the Agreement recall the Offer or propose a new Offer with different terms and conditions. In such case, the conditions of existing Property Rights Assignment Agreements between the Participants shall not change.

      2.7. The accepted Offer shall be registered in the Service. The Service’s statement of the Participant’s operations shall be an official confirmation of the Participants’ agreement with the terms and conditions of the Agreement and shall be accepted by the Participants in evidence of their obligations. Operation protocols are stored in the electronic archive of the Service and may be forwarded to Participants upon their request.

      2.8. A Property Rights Assignment Agreement may be executed for a part of the amount of property rights set forth in the Offer. . The remainder of the amount of property rights set forth in the Offer also may be transferred for value on the basis of a Property Rights Assignment Agreement. This procedure can be repeated until the transfer of the entire volume of property rights set forth in this Offer.

      2.9. The Agreement shall be executed and the assignment of property rights shall be deemed to be completed as of the registration of the amount of rights of claim referred to in the Agreement and expressed in the corresponding amount of title units at the Assignee’s electronic details (wallet) by WebMoney Transfer Automatic Hardware-Software Complex (AHSC) following the Assignee’s registration and transfer to the Service of a security in the form of promissory notes payable to bearer in Paymer format.

      2.10. Executed Agreements shall be verified by Participants using an analogue of their signatures provided by WebMoney Transfer System, including by the Parties’ electronic signatures.

      CHAPTER 3. PROCEDURE OF EXECUTION AND PERFORMANCE OF PROPERTY RIGHTS ASSIGNMENT AGREEMENTS BY THE ASSIGNEE

      3.1. Within the framework of the Service a Participant may enter into Property Rights Assignment Agreements only with those system Participants who/which are his/her/its Correspondents, who/which are personally known to the Participant and from whom/which it received and accepted an Offer containing the terms and conditions of property rights assignment.

      3.2. A Property Rights Assignment Agreement shall be executed at the Assignee’s request under the terms and conditions of the Assignor’s Offer in the amount not exceeding the total allowed limit of the Assignee’s obligations registered in WebMoney Transfer System established by the service for this Assignee; the Assignee’s promissory notes shall be registered in Paymer format with respect to the amount of property rights equal to double of the debt amount under the Agreement and transferred to the Automated Service as security. The total allowed limit is established by the Service for each Assignee individually on the basis of the algorithm implemented by the Service Owner for limiting the maximum liability of transaction Participants and does not depend on intentions of the parties to the Property Rights Assignment Agreement.

      3.3. A Property Rights Assignment Agreement shall be deemed to be executed and the assignment of rights shall be deemed to be completed as of the registration of the amount of rights of claim referred to in the Agreement and expressed in the relevant amount of title units at the Assignee’s electronic details (wallet) by WebMoney Transfer Automatic Hardware-Software Complex (AHSC).

      3.4. A Property Rights Assignment Agreement shall be registered by the Automated Service only subject to the receipt of the Assignee’s promissory notes in Paymer format for the amount of obligations equal to double of the debt amount under the Agreement as security of the Assignee’s obligations under the Property Rights Assignment Agreement.

      3.5. When executing an Agreement, the Assignee entrusts the Automated Service and authorizes it to perform the following actions on his/her/its behalf:

      • to carry out necessary transactions from the wallet stated in the Agreement to the Assignor in accordance with the terms and conditions of the Agreement;
      • to register the Assignee’s promissory notes in Paymer format in the Automated Service of Paymer system in the amounts and within the time limits prescribed by the Agreement, subject to timely execution of these terms and conditions;
      • in the event of early termination of the Agreement by the Assignor and the presence of the required amount of title units at the Assignee’s wallets, to provide the Assignor the right to transfer the specified amounts of property rights stored in the Assignee’s wallets equal to the Assignee’s outstanding debt under the Agreement;
      • in the event of the Assignor’s unilateral repudiation of the Agreement and in the absence of the necessary amount of rights of claim at the Assignee’s wallet, to provide to the Assignor the necessary interface to repay the debt through the execution of a new Agreement on behalf of the Assignee with other Correspondents of the Assignee secured with respective amounts of promissory notes in Paymer format stored in the Automated Service;
      • where it is impossible to fulfill obligations under the Agreement by the time it expires, and if the Assignee has no secured Offers from other Correspondents, to transfer upon the Assignor’s request amounts of the Assignee’s promissory notes in Paymer format equal to the debt as settlement under the Agreement;
      • to verify all operations carried out by the Automated Service on behalf of the Assignee by an analogue of the Assignee’s own signature, including by the Assignee’s electronic signature.

      3.6. The Assignee shall independently effect payments under the Agreement to the Assignor in accordance with the terms and conditions of the Agreement. In the event of violation of the deadlines for or amounts of payment the Automated Service shall provide the “request payment” interface to the Assignor.

      3.7. Payments under the Agreement shall be deemed effected in full, and the Agreement shall be deemed executed upon the Assignor’s receipt of full payment amount from the Assignee or upon receipt of property rights from the Assignee in an amount equivalent to the debt amount.

      3.8. Where it is impossible to make current payments in good time, the Assignee shall entrust the Automated Service with providing the Assignor with interfaces for debt return at the expense of execution of a new Agreement on behalf of the Assignee with other Assignee’s Correspondents secured with respective amounts of promissory notes in Paymer format stored in the Automated Service.

      3.9. In the event that the Assignee has any debt to the Assignor after the due date under the Agreement, and that it is impossible to pay such debt at the expense of execution of new Agreements with other Correspondents, the Assignor shall be entitled to demand that the security for the Assignee’s promissory notes in Paymer format stored in the Service are transferred to it in the respective amount as final settlement under the Agreement. Upon receipt of such demand, the security shall be immediately transferred to the Assignee by the Automated Service, payments under the Agreement shall be recognized by the Assignor as effected in full, and the Agreement shall be deemed fulfilled.

      CHAPTER 4. PROCEDURES FOR FULFILLING EXECUTED PROPERTY RIGHTS ASSIGNMENT AGREEMENTS BY THE SERVICE

      4.1. The Automated Service shall register the Agreement executed between the Parties and perform operations for assignment of property rights from the Assignor to the Assignee only if the following conditions are fulfilled:

      • the parties have identified each other by means of adding each other to the list of Correspondents in accordance with WebMoney Keeper procedures;
      • the parties have exchanged Offers containing conditions of assignment of property rights for value and agreed to them by means of accepting them via the WebMoney Keeper interface (have established a trust limit);
      • the parties have authorized the Automated Service to perform activities on their behalf in accordance with these Rules;
      • the Assignee has accepted the Agreement signed by the Assignor and forwarded to the Assignee in the form of an Offer;
      • the Assignee has registered their own promissory notes in Paymer format for the property rights amount equal to double of the debt amount under the Agreement and has forwarded them to the Automated Service as security for his/her/its obligations under the Agreement to be executed;
      • the Assignee has authorized the Automated Service to discharge transferred promissory notes in Paymer format when paying the debt under the Agreement for respective amounts under the Agreement;
      • the Assignor has agreed to accept promissory notes of the Assignee in Paymer format towards debt payment under the Agreement in case the Assignee cannot fulfill payment obligations in time.

      4.2. An Agreement between the Parties shall be deemed to be executed and the assignment of rights shall be deemed to be completed as of the registration of the amount of rights of claim referred to in the Agreement and expressed in the corresponding amount of title units at the Assignee’s electronic details (wallet) by WebMoney Transfer Automatic Hardware-Software Complex (AHSC). The Agreement is considered to be fulfilled when the Assignor receives from the Assignee all outstanding amounts or receives from the Assignee property rights in the amount equal to the debt amount as per the Agreement. In cases when payments were settled by the Service by transfer of security (promissory notes of the Assignee in Paymer format), the date of fulfillment shall be the date of transfer of security amount equal to the debt amount.

      4.3. Payment under the Agreement shall be made by the Assignee in accordance with the terms and conditions of the Agreement and trust limits when due.

      4.4. Assignment of property rights in the amount equal to the debt amount under the Agreement shall be carried out through registration of the amount of rights of claim referred to in the Agreement and expressed in the corresponding amount of title units at the Assignor’s electronic details (wallet) by WebMoney Transfer Automatic Hardware-Software Complex (AHSC) within the period specified by the Parties during the execution of the Agreement. Property rights shall be assigned by the Assignee to the Assignor through interfaces provided by the Service. Notifications of maturity under the Agreement shall be sent by the Service to the parties via internal mail and/or via the WebMoney Keeper interface.

      4.5. If the Assignee fails to effect payment under the Agreement within the stipulated deadline after notification, the Assignor may, via interfaces provided by the Service, transfer property rights from the Assignee’s details in the amount equal to the debt amount using the “Request Payment” option. If the amount of property rights at the Assignee’s details is insufficient to pay the debt under the Agreement, the Assignor may discharge the Assignee’s debt by means of the Assignee’s execution of an Agreement with other Assignee’s Correspondents; in this case, such agreements shall be executed automatically and on behalf of the Assignee for the required amount of property rights.

      CHAPTER 5. FULFILLMENT OF OBLIGATIONS UNDER PROPERTY RIGHTS ASSIGNMENT AGREEMENTS IN CASE OF THE ASSIGNOR’S UNILATERAL REPUDIATION

      5.1. The Assignor shall have the right, at any time during the term of the Agreement, to unilaterally repudiate the Agreement to the extent of granting the Assignee a payment deferral by demanding the transfer (return) of property rights of claim to the Assignor or payment thereof as prescribed by the Agreement.

      5.2. The Assignor may unilaterally repudiate Agreement to the extent of granting the Assignee a payment deferral by means of performing the “Request Payment” operation via Service interface as described in para. 4.5. of the Rules

      5.3. If the Agreement has not expired and it is early payment of outstanding debt is impossible, including because the Assignee has neither property rights at the Assignee’s wallets nor secured Offers from other Correspondents, early payment of outstanding debt by promissory notes of the Assignee in Paymer format shall not be done. Promissory notes of the Assignee in Paymer format may be transferred to the Assignor upon his/her/its request only after the end of the maturity period under the Agreement or if the debt under the Agreement cannot be paid by any other means through the interfaces provided by the Service.

      5.4. The Service shall notify the Assignee about any operations for early termination of the Agreement performed by the Assignor.

      CHAPTER 6. FULFILLMENT OF OBLIGATIONS UNDER PROPERTY RIGHTS ASSIGNMENT AGREEMENTS IN CASE OF NON-PERFORMANCE OF THE AGREEMENT BY THE ASSIGNEE

      6.1. This Chapter sets out grounds and procedures for performing special operations in case of the Assignee’s improper fulfillment of his/her/its obligations under the Agreement.

      6.2. In case of the Assignee’s failure to fulfill his/her/its debt payment obligations in due time, the following procedures are in place in the Service for performing special operations:

      6.2.1. The Assignee shall authorize the Service to arrange the transfer of property rights from the Assignee’s details towards paying the debt under the Agreement on behalf of the Assignee by providing the Assignor with the relevant interfaces. In such case, the Assignee recognizes these transactions as performed on his/her/its behalf and verified by an analogue of his/her/its signature, including his/her/its electronic signature.

      6.2.2. Where there is no necessary amount of property rights at the Assignee’s details, he/she/it shall authorize the Service to arrange debt payment as under the Agreement by the Assignee’s execution of an Agreement(s) with other Assignee’s Correspondents. In this case, such Agreements shall be executed automatically on behalf of the Assignee for the required amount starting from Correspondents who/which have set the lowest price (cost) under the Agreement.

      6.2.3. In case the maturity period under the Agreement has expired and it is impossible to pay the debt in accordance with para. 6.2.1 and para. 6.2.2. of these Rules, the Assignee shall authorize the Service to pay the debt under the Agreement by transferring promissory notes of the Assignee in Paymer format in the amount equal to the outstanding debt or empowers the Assignor to initiate the suspension of services provided to the Assignee in WebMoney Transfer System until payment of the debt, depending on the choice of the Assignor.

      6.3. The Service immediately notifies the Parties about activities related to the payment of the debt.

      6.4. No extra compensations and claims except for those stipulated by the Agreement shall be made for completion of settlements.

      CHAPTER 7. LIABILITIES OF THE PARTIES AND THE SERVICE

      7.1. The executed Agreement is a legal instrument verifying property relations between the Assignor and the Assignee registered in the Service and verified by analogues of the Parties’ (Agreement parties’) signatures, including their electronic signatures. The Parties assume property responsibility in accordance with the laws and regulations of the country of registration of the Assignor indicated during his/her/its registration in the WebMoney Transfer System, unless otherwise provided by the Agreement.

      7.2. The functionality of the Automated Service does not allow any deviations from these Rules in both Assignee’s and Assignor’s actions.

      7.2.1. The Assignee’s violation of payment terms and conditions under the Agreement shall result in changing the functionality of the Assignee’s wallets and providing the Assignor with interfaces for payment of the Assignee’s debt in accordance with these Rules.

      7.2.2. If, as of the execution of the Agreement, the details indicated by the Assignor in the Offer do not contain the required property rights amount, the Agreement shall not be executed. In this case, the Assignor shall not be liable for failure to provide property rights in accordance with the established Trust Limit (the Offer).

      7.3. Each Party shall be fully liable for the acts performed within the Service, including for those performed on behalf of the Parties in case of losing control over their WebMoney Keeper or of unauthorized access thereto through the Parties’ fault.

      7.4. The Service shall not be liable for repaying the debt amount under the Agreement to the Assignor when the enforcement is impossible due to the fact that the Assignee was debarred from the system as per an Arbitration award in the manner established by the system Code or due to other reasons provided for by the Agreement on Property Rights Transfer by Means of Digital Title Units.

      7.5. Upon termination of circumstances referred to in para. 7.4. hereof, the Parties shall continue to perform their obligations under the Agreement if during such period the Assignor did not use his/her/its right to receive promissory notes of the Assignee held by the Service as security.

      CHAPTER 8. SETTLEMENT OF DISPUTES UNDER EXECUTED AGREEMENTS

      8.1. All disputes arising in connection with fulfillment/non-fulfillment of these Rules, including those relating to execution and/or settlement of Transactions, shall be settled by the Parties by means of negotiations. Any of the aforesaid disputes that were not solved by negotiations shall be referred to the WebMoney Transfer Arbitration Service for settlement on its merits, except for cases stipulated by para. 8.2 hereof as well as cases where a Party(ies) refers (refer) a dispute to a court of the Assignor’s or the Assignee’s country of registration under the terms of the Agreement. If a dispute is referred to the WebMoney Transfer Arbitration Service for settlement on its merits, the Arbitration award of the WebMoney system shall have legal force for and be binding on the Parties.

      8.2. All disputes between a Participant and the Service arising out of these Rules shall be settled by a competent court of the Service Owner’s (Operator’s) country of registration.

      CHAPTER 9. FINAL PROVISIONS

      9.1. All amendments and supplements to these Rules shall be adopted in the form of a new version of these Rules.

      9.2. A new version of these Rules shall be approved by the Service Owner’s (Operator’s) decision.

      9.3. A new version of these Rules shall come into force seven calendar days after its publishing at the Service’s official website at: debt.wmtransfer.com.

      CHAPTER 10. APPENDICES TO THE RULES

      10.1. The following documents are appended to these rules:

      • Appendix 1: Form of Offer to Execute a Property Rights Assignment Agreement (WMZ).
      • Appendix 2: Form of Property Rights Assignment Agreement (WMZ).
      • Appendix 3: Form of Offer to Execute a Property Rights Assignment Agreement (WMR).
      • Appendix 4: Form of Property Rights Assignment Agreement (WMR).
      • Appendix 5: Form of Offer to Execute a Property Rights Assignment Agreement (WMU).
      • Appendix 6: Form of Property Rights Assignment Agreement (WMU).

      Supplement 1

      OFFER
      to execute a Property Rights Assignment Agreement

      «____»___________20__ ă.

      I. I, owner WMID ____________, do hereby offer the owner of WMID ____________ (the Debtor) to execute a Property Rights Assignment Agreement in accordance with the Rules of Operations in the WebMoney Transfer Debt Service on the following conditions:
      Amount of assigned property rights: ____________ (in WMZ title units).
      Payment period: ____________ days as from the date of receipt.
      Price: USD ____________.
      Payment frequency - ____________.
      Lending purse – ____________.

      II. The Property Rights Assignment Agreement is entered into subject to the Assignee’s implementation of a Security in the form of promissory notes in Paymer format in the Debt Service; the amount of the Security shall be calculated in accordance with this Offer.

      III. The Offer shall be valid starting from the date of its acceptance by the Assignee and up to it being recalled, or up to the execution of the Property Rights Assignment Agreement.


      Supplement 2
      for WebMoney Transfer Debt Service
      Terms of Use

      Property Rights Assignment Agreement

      «____»___________20__ ă.
      https://debt.wmtransfer.com

      Participant of WebMoney Transfer system with WMID ____________, who has provided the following personal details about him/her:

      • First Name - ____________ ____________
      • Last Name - ____________
      • Address - ____________
      • Identification document - ____________________________________
      • E-mail - ____________
      • Telephone - ____________

      , hereinafter referred to as the "Assignor", and participant of WebMoney Transfer system with WMID ____________, who has provided the following personal details about him/her:

      • First Name - ____________ ____________
      • Last Name - ____________
      • Address - ____________
      • Identification document - ____________________________________
      • E-mail - ____________
      • Telephone - ____________

      ,hereinafter referred to as the "Assignee", have entered into this Agreement, hereinafter referred to as the "Agreement", as follows:

      1. SUBJECT OF THE AGREEMENT

      1.1 Under this Agreement the Assignor, who is the legitimate holder of the right to receive paid goods and/or services from the list available at www.megastock.com, arising under the WMZ Agreement executed with Amstar Holdings Limited , assigns these rights of claim in the amount of WMZ ____________(amount in words) (unit of property right measurement in accordance with the WebMoney Transfer Code), hereby assigns (by means of sale) these rights of claim to the Assignee FOR VALUE under the terms and conditions of this Agreement, and the Assignor agrees to pay the price indicated in para. 1.3. hereof for them within a period not later than ____________ (payment deadline). The payment shall be deemed effective according to the following schedule:

      date payment amount total amount
      __________________________________________
      __________________________________________
      __________________________________________
      __________________________________________
      __________________________________________

      1.2. The Agreement shall enter into force and the assignment of rights of claim shall be deemed to be completed as of the registration of the relevant amount of WMZ (title units) accounting for the relevant amount of rights of claim referred to in para. 1.1. hereof at the Assignee’s electronic payment details by WebMoney Transfer Automatic Hardware-Software Complex (AHSC).
      The Assignee’s receipt of rights of claim from the Assignor in the amount referred to the above (para. 1.1. hereof) shall be confirmed by the Assignee by pledging promissory notes in Paymer format to the WebMoney Transfer Debt Service in accordance with the WebMoney Transfer procedures and the WebMoney Transfer Debt Service Terms of Use under the following conditions.
      These actions of the Assignee shall be subject to the unconditional approval of obtaining the rights of claim lawfully assigned to him/her by the Assignor in the aforementioned amount (para. 1.1. of the Agreement).

      1.3. The Assignee shall pay the Assignor the price of the rights of claim assigned hereunder as agreed upon by the parties in the amount of USD ____________ (amount in words) within the deadline determined by the parties.

      1.4. The Assignee’s obligations to pay the price of rights of claim assigned to it hereunder shall be recognized by the Parties as fulfilled:
      - at the time of payment of the entire amount specified in para. 1.3. hereof by the Assignee to the Assignor within the deadlines determined by the Parties in the national currency at the exchange rate of the central (main) bank of the payer’s country to the details indicated by the Assignor; or
      - at the time of transfer (assignment) of property rights of claim to the Assignor in the amount of ____________ WMZ equal to the price specified in para. 1.3. hereof using only the procedures of WebMoney Transfer Debt Service in accordance with the Rules of Operations in the WebMoney Transfer Debt Service, as well as within the payment deadlines determined by the Parties.
      The Parties have determined that the performance of the Assignee’s payment obligations by transferring rights of claim to the Assignor shall be recognized as due subject to the following condition: 1 US Dollar of the debt shall be equated to 1 WMZ.
      Until the expiry of the payment deadline referred to in para. 1.1. hereof, the right to choose the method of execution of the Assignee’s obligations hereunder shall rest with the Assignee.

      2. RIGHTS AND OBLIGATIONS OF THE PARTIES

      2.1. The Assignor shall have the right, at any time during the term of the Agreement, to unilaterally repudiate the Agreement to the extent of granting the Assignee a payment deferral by demanding the transfer (return) of property rights of claim to the Assignor in the amount specified in para. 1.1. hereof until expiry of the deadline stipulated by para. 1.1 hereof or payment thereof. The Parties have determined that the performance of the Assignee’s payment obligations in such case shall be recognized as due subject to the following condition: property rights amounting to 1 WMZ shall be equated to 1 US Dollar.

      2.2. The Assignee shall pay the price set out in para. 1.3 hereof within the deadline stipulated by the Agreement (payment deadline) with account of the rights granted to him/her by para. 1.4. hereof according to the order of fulfillment of his/her monetary obligations. The Assignee shall be entitled to fulfill his/her obligations prematurely.

      2.3. If the Assignor unilaterally repudiates the Agreement to the extent of granting the Assignee a payment deferral, the Assignor shall transfer (return) property rights of claim to the Assignor within the amount specified in para. 1.1. hereof before maturity as indicated in para. 1.1. hereof, or to pay for them in accordance with para. 2.1. hereof.

      3. LIABILITIES

      3.1. If the Assignee fails to fulfill his/her obligations to pay the price of the rights of claim assigned to him/her in the amount, manner and within the deadlines stipulated by paras. 1.1, 1.3., 1.4. and 2.1. hereof, the Assignee shall agree to an automatic re-functioning of his/her WM Keeper software and provision of "Request Payment" interfaces to the Assignor in accordance with the "Rules of Operations in the WebMoney Transfer Debt Service".

      3.2. If the Assignee fails to fulfill his/her obligations to pay the price of the rights of claim assigned to him/her until expiry of the deadline stipulated in para. 1.1. hereof or fails to comply with the Assignor’s demand to fulfill the Assignee’s obligations prematurely in accordance with para. 2.1. hereof, the Assignor may apply to the Debt Service in order to retrieve the security given by the Buyer in the form of promissory notes in Paymer format in the amount equal to the outstanding debt hereunder or to initiate a suspension of servicing of the Buyer in the WebMoney Transfer system. Transfer of such security to the Assignor made as payment of Assignee’s debts payable to the Assignor, in the amount equal to the outstanding debt, shall be considered by the Parties as full and final payment under this Agreement.

      3.3. The Parties accept electronic documents drawn up with the help (by means) of the WebMoney Transfer system (acts, contracts, accounts, account statements, etc.) executed using data telecommunication systems and signed by an analogue of a handwritten signature legally equivalent to corresponding documents in writing.

      3.4. The Parties recognize that actions performed with the use of WMID through AHSC and registered in electronic form shall constitute free will to establish, change and terminate legal relationship aimed at making and consummating transactions (including this Agreement), that they may be used to confirm their transactions, including as evidence in judicial authorities in the examination of disputes relating to civil law transactions, and that they confirm their validity, legal force and enforceability (including where such documents and/or copies thereof are submitted to a Party (to Parties) by a person/entity authorized by the Service Owner/Operator).

      3.5. The Parties identify each other by themselves upon establishing relations and exchanging/accepting offers according to this Agreement. The Parties acknowledge that the identity of the counterparty under this Agreement and its registration and banking details are known to them and are sufficient for court proceedings.

      4. TERM AND TERMINATION

      4.1. The Agreement shall be terminated upon fulfillment of all obligations of the Parties under this Agreement.

      5. ADDITIONAL TERMS

      5.1. In all other issues not covered by the Agreement the parties shall be guided by the regulatory documents of WebMoney Transfer system and the laws of the Assignor’s country of registration.

      5.2. The law applicable to this Agreement shall be the law of the Assignor’s country of registration.

      DETAILS OF THE PARTIES

      The Assignor
      ____________ ____________ ____________
      address: ____________
      e-mail: ____________
      tel.: ____________
      WMID: ____________
      Identification document: ____________________________________

      The Assignee
      ____________ ____________ ____________
      address: ____________
      e-mail: ____________
      tel.: ____________
      WMID: ____________
      Identification document: ____________________________________


      Supplement 3

      OFFER
      to execute a Property Rights Assignment Agreement

      «____»___________20__ ă.

      I. I, owner WMID ____________, do hereby offer the owner of WMID ____________ (the Debtor) to execute a Property Rights Assignment Agreement in accordance with the Rules of Operations in the WebMoney Transfer Debt Service on the following conditions:
      Amount of assigned property rights: ____________ (in WMR title units).
      Payment period: ____________ days as from the date of receipt.
      Price: RUB ____________.
      Payment frequency - ____________.
      Lending purse – ____________.

      II. The Property Rights Assignment Agreement is entered into subject to the Assignee’s implementation of a Security in the form of promissory notes in Paymer format in the Debt Service; the amount of the Security shall be calculated in accordance with this Offer.

      III. The Offer shall be valid starting from the date of its acceptance by the Assignee and up to it being recalled, or up to the execution of the Property Rights Assignment Agreement.


      Supplement 4
      for WebMoney Transfer Debt Service
      Terms of Use

      Property Rights Assignment Agreement

      «____»___________20__ ă.
      https://debt.wmtransfer.com

      Participant of WebMoney Transfer system with WMID ____________, who has provided the following personal details about him/her:

      • First Name - ____________ ____________
      • Last Name - ____________
      • Address - ____________
      • Identification document - ____________________________________
      • E-mail - ____________
      • Telephone - ____________

      , hereinafter referred to as the "Assignor", and participant of WebMoney Transfer system with WMID ____________, who has provided the following personal details about him/her:

      • First Name - ____________ ____________
      • Last Name - ____________
      • Address - ____________
      • Identification document - ____________________________________
      • E-mail - ____________
      • Telephone - ____________

      ,hereinafter referred to as the "Assignee", have entered into this Agreement, hereinafter referred to as the "Agreement", as follows:

      1. SUBJECT OF THE AGREEMENT

      1.1. Under this Agreement the Assignor, which is the lawful owner of rights of claim under electronic cheques payable to bearer (the "ECB") towards Limited Liability Company BMP which issued the ECB and transferred them to the Assignor under the Agreement on the Use of Electronic Cheques for the payment of a sum of money specified in the ECB upon submission of ECB to a credit institution which is a payer under ECB (the "Bank") in the amount of WMR ____________(amount in words) (unit of property right measurement in accordance with the WebMoney Transfer Code), hereby assigns (by means of sale) these rights of claim to the Assignee FOR VALUE under the terms and conditions of this Agreement, and the Assignor agrees to pay the price indicated in para. 1.3. hereof for them within a period not later than ____________ (payment deadline). The payment shall be deemed effective according to the following schedule:

      date payment amount total amount
      __________________________________________
      __________________________________________
      __________________________________________
      __________________________________________
      __________________________________________

      1.2. The Agreement shall enter into force and the assignment of rights of claim shall be deemed to be completed as of the registration of the relevant amount of ECB (WMR) accounting for the relevant amount of rights of claim referred to in para. 1.1. hereof at the Assignee’s electronic payment details by WebMoney Transfer Automatic Hardware-Software Complex (AHSC).
      The Assignee’s receipt of rights of claim from the Assignor in the amount referred to the above (para. 1.1. hereof) shall be confirmed by the Assignee by pledging promissory notes in Paymer format to the WebMoney Transfer Debt Service in accordance with the WebMoney Transfer procedures and the WebMoney Transfer Debt Service Terms of Use under the following conditions.
      These actions of the Assignee shall be subject to the unconditional approval of obtaining the rights of claim lawfully assigned to him/her by the Assignor in the aforementioned amount (para. 1.1. of the Agreement).

      1.3. The Assignee shall pay the Assignor the price of the rights of claim assigned hereunder as agreed upon by the parties in the amount of RUB ____________ (amount in words) within the deadline determined by the parties.

      1.4. The Assignee’s obligations to pay the price of rights of claim assigned to it hereunder shall be recognized by the Parties as fulfilled:
      - at the time of payment of the entire amount specified in para. 1.3. hereof by the Assignee to the Assignor within the deadlines determined by the Parties to the details indicated by the Assignor; or
      - at the time of transfer (assignment) of property rights of claim to the Assignor in the amount of ____________ WMR equal to the price specified in para. 1.3. hereof using only the procedures of WebMoney Transfer Debt Service in accordance with the Rules of Operations in the WebMoney Transfer Debt Service, as well as within the payment deadlines determined by the Parties.
      The Parties have determined that the performance of the Assignee’s payment obligations by transferring rights of claim to the Assignor shall be recognized as due subject to the following condition: 1 Russian Ruble of the debt shall be equated to 1 WMR.
      Until the expiry of the payment deadline referred to in para. 1.1. hereof, the right to choose the method of execution of the Assignee’s obligations hereunder shall rest with the Assignee.

      2. RIGHTS AND OBLIGATIONS OF THE PARTIES

      2.1. The Assignor shall have the right, at any time during the term of the Agreement, to unilaterally repudiate the Agreement to the extent of granting the Assignee a payment deferral by demanding the transfer (return) of property rights of claim to the Assignor in the amount specified in para. 1.1. hereof until expiry of the deadline stipulated by para. 1.1 hereof or payment thereof. The Parties have determined that the performance of the Assignee’s payment obligations in such case shall be recognized as due subject to the following condition: property rights amounting to 1 WMR shall be equated to 1 Russian Ruble.

      2.2. The Assignee shall pay the price set out in para. 1.3 hereof within the deadline stipulated by the Agreement (payment deadline) with account of the rights granted to him/her by para. 1.4. hereof according to the order of fulfillment of his/her monetary obligations. The Assignee shall be entitled to fulfill his/her obligations prematurely.

      2.3. If the Assignor unilaterally repudiates the Agreement to the extent of granting the Assignee a payment deferral, the Assignor shall transfer (return) property rights of claim to the Assignor within the amount specified in para. 1.1. hereof before maturity as indicated in para. 1.1. hereof, or to pay for them in accordance with para. 2.1. hereof.

      3. LIABILITIES

      3.1. If the Assignee fails to fulfill his/her obligations to pay the price of the rights of claim assigned to him/her in the amount, manner and within the deadlines stipulated by paras. 1.1, 1.3., 1.4. and 2.1. hereof, the Assignee shall agree to an automatic re-functioning of his/her WM Keeper software and provision of "Request Payment" interfaces to the Assignor in accordance with the "Rules of Operations in the WebMoney Transfer Debt Service".

      3.2. If the Assignee fails to fulfill his/her obligations to pay the price of the rights of claim assigned to him/her until expiry of the deadline stipulated in para. 1.1. hereof or fails to comply with the Assignor’s demand to fulfill the Assignee’s obligations prematurely in accordance with para. 2.1. hereof, the Assignor may apply to the Debt Service in order to retrieve the security given by the Buyer in the form of promissory notes in Paymer format in the amount equal to the outstanding debt hereunder or to initiate a suspension of servicing of the Buyer in the WebMoney Transfer system. Transfer of such security to the Assignor made as payment of Assignee’s debts payable to the Assignor, in the amount equal to the outstanding debt, shall be considered by the Parties as full and final payment under this Agreement.

      3.3. The Parties accept electronic documents drawn up with the help (by means) of the WebMoney Transfer system (acts, contracts, accounts, account statements, etc.) executed using data telecommunication systems and signed by an analogue of a handwritten signature legally equivalent to corresponding documents in writing.

      3.4. The Parties recognize that actions performed with the use of WMID through AHSC and registered in electronic form shall constitute free will to establish, change and terminate legal relationship aimed at making and consummating transactions (including this Agreement), that they may be used to confirm their transactions, including as evidence in judicial authorities in the examination of disputes relating to civil law transactions, and that they confirm their validity, legal force and enforceability (including where such documents and/or copies thereof are submitted to a Party (to Parties) by a person/entity authorized by the Service Owner/Operator).

      3.5. The Parties identify each other by themselves upon establishing relations and exchanging/accepting offers according to this Agreement. The Parties acknowledge that the identity of the counterparty under this Agreement and its registration and banking details are known to them and are sufficient for court proceedings.

      4. TERM AND TERMINATION

      4.1. The Agreement shall be terminated upon fulfillment of all obligations of the Parties under this Agreement.

      5. ADDITIONAL TERMS

      5.1. In all other issues not covered by the Agreement the parties shall be guided by the regulatory documents of WebMoney Transfer system and the laws of the Russian Federation.

      5.2. The law applicable to this Agreement shall be the law of the Russian Federation.

      DETAILS OF THE PARTIES

      The Assignor
      ____________ ____________ ____________
      address: ____________
      e-mail: ____________
      tel.: ____________
      WMID: ____________
      Identification document: ____________________________________

      The Assignee
      ____________ ____________ ____________
      address: ____________
      e-mail: ____________
      tel.: ____________
      WMID: ____________
      Identification document: ____________________________________


      Supplement 5

      OFFER
      to execute a Property Rights Assignment Agreement

      «____»___________20__ ă.

      I. I, owner WMID ____________, do hereby offer the owner of WMID ____________ (the Debtor) to execute a Property Rights Assignment Agreement in accordance with the Rules of Operations in the WebMoney Transfer Debt Service on the following conditions:
      Amount of assigned property rights: ____________ (in WMU title units).
      Payment period: ____________ days as from the date of receipt.
      Price: UAH ____________.
      Payment frequency - ____________.
      Lending purse – ____________.

      II. The Property Rights Assignment Agreement is entered into subject to the Assignee’s implementation of a Security in the form of promissory notes in Paymer format in the Debt Service; the amount of the Security shall be calculated in accordance with this Offer.

      III. The Offer shall be valid starting from the date of its acceptance by the Assignee and up to it being recalled, or up to the execution of the Property Rights Assignment Agreement.

      IV. By accepting this Offer, the Parties explicitly agree to the use of the Civil Code of Ukraine, the Law of Ukraine "On Electronic Digital Signature", the Law of Ukraine "On Electronic Documents and Electronic Document Flow", as well as the provisions of the Law of Ukraine "On Electronic Commerce" relating to the use of electronic signatures. The Parties also agree that documents to be made pursuant to this Offer (including the Property Rights Assignment Agreement and other documents) will be executed through data telecommunications systems and will be signed by the Parties’ electronic signatures.


      Supplement 6
      for WebMoney Transfer Debt Service
      Terms of Use

      Property Rights Assignment Agreement

      «____»___________20__ ă.
      https://debt.wmtransfer.com

      Participant of WebMoney Transfer system with WMID ____________, who has provided the following personal details about him/her:

      • First Name - ____________ ____________
      • Last Name - ____________
      • Address - ____________
      • Identification document - ____________________________________
      • E-mail - ____________
      • Telephone - ____________

      , hereinafter referred to as the "Assignor", and participant of WebMoney Transfer system with WMID ____________, who has provided the following personal details about him/her:

      • First Name - ____________ ____________
      • Last Name - ____________
      • Address - ____________
      • Identification document - ____________________________________
      • E-mail - ____________
      • Telephone - ____________

      ,hereinafter referred to as the "Assignee", have entered into this Agreement, hereinafter referred to as the "Agreement", as follows:

      1. SUBJECT OF THE AGREEMENT

      1.1. Under this Agreement the Assignor, which is the owner of rights of claim towards a third party, AT NK BANK, a resident of Ukraine (according to the actual receivables denominated in the national currency of Ukraine) that initially emerged on the basis of the Call Deposit Agreement of 5/12/2015 (the "rights of claim") and have passed to the Assignor in accordance with the terms and conditions of the Claim Assignment Agreement previously accepted by the Assignor, in the amount of ____________(amount in words) denominated in WMU (unit of property right measurement in accordance with the WebMoney Transfer Code), hereby assigns (by means of sale) these rights of claim to the Assignee FOR VALUE under the terms and conditions of this Agreement, and the Assignor agrees to pay the price indicated in para. 1.3. hereof for them within a period not later than ____________ (payment deadline). The payment shall be deemed effective according to the following schedule:

      date payment amount total amount
      __________________________________________
      __________________________________________
      __________________________________________
      __________________________________________
      __________________________________________

      1.2. The Agreement shall enter into force and the assignment of rights of claim shall be deemed to be completed as of the registration of the relevant amount of WMU (title units) accounting for the relevant amount of rights of claim referred to in para. 1.1. hereof at the Assignee’s electronic payment details by WebMoney Transfer Automatic Hardware-Software Complex (AHSC).
      The Assignee’s receipt of rights of claim from the Assignor in the amount referred to the above (para. 1.1. hereof) shall be confirmed by the Assignee by pledging promissory notes in Paymer format to the WebMoney Transfer Debt Service in accordance with the WebMoney Transfer procedures and the WebMoney Transfer Debt Service Terms of Use under the following conditions.
      These actions of the Assignee shall be subject to the unconditional approval of obtaining the rights of claim lawfully assigned to him/her by the Assignor in the aforementioned amount (para. 1.1. of the Agreement).

      1.3. The Assignee shall pay the Assignor the price of the rights of claim assigned hereunder as agreed upon by the parties in the amount of UAH ____________ (amount in words) within the deadline determined by the parties.

      1.4. The Assignee’s obligations to pay the price of rights of claim assigned to it hereunder shall be recognized by the Parties as fulfilled:
      - at the time of payment of the entire amount specified in para. 1.3. hereof by the Assignee to the Assignor within the deadlines determined by the Parties in the national currency of Ukraine to the details indicated by the Assignor; or
      - at the time of transfer (assignment) of property rights of claim to the Assignor in the amount of ____________ WMU equal to the price specified in para. 1.3. hereof using only the procedures of WebMoney Transfer Debt Service in accordance with the Rules of Operations in the WebMoney Transfer Debt Service, as well as within the payment deadlines determined by the Parties.
      The Parties have determined that the performance of the Assignee’s payment obligations by transferring rights of claim to the Assignor shall be recognized as due subject to the following condition: 1 Ukrainian Hryvnia of the debt shall be equated to 1 WMU.
      Until the expiry of the payment deadline referred to in para. 1.1. hereof, the right to choose the method of execution of the Assignee’s obligations hereunder shall rest with the Assignee.

      2. RIGHTS AND OBLIGATIONS OF THE PARTIES

      2.1. The Assignor shall have the right, at any time during the term of the Agreement, to unilaterally repudiate the Agreement to the extent of granting the Assignee a payment deferral by demanding the transfer (return) of property rights of claim to the Assignor in the amount specified in para. 1.1. hereof until expiry of the deadline stipulated by para. 1.1 hereof or payment thereof. The Parties have determined that the performance of the Assignee’s payment obligations in such case shall be recognized as due subject to the following condition: property rights amounting to 1 Ukrainian Hryvnia shall be equated to 1 WMU.

      2.2. The Assignee shall pay the price set out in para. 1.3 hereof within the deadline stipulated by the Agreement (payment deadline) with account of the rights granted to him/her by para. 1.4. hereof according to the order of fulfillment of his/her monetary obligations. The Assignee shall be entitled to fulfill his/her obligations prematurely.

      2.3. If the Assignor unilaterally repudiates the Agreement to the extent of granting the Assignee a payment deferral, the Assignor shall transfer (return) property rights of claim to the Assignor within the amount specified in para. 1.1. hereof before maturity as indicated in para. 1.1. hereof, or to pay for them in accordance with para. 2.1. hereof.

      3. LIABILITIES

      3.1. If the Assignee fails to fulfill his/her obligations to pay the price of the rights of claim assigned to him/her in the amount, manner and within the deadlines stipulated by paras. 1.1, 1.3., 1.4. and 2.1. hereof, the Assignee shall agree to an automatic re-functioning of his/her WM Keeper software and provision of "Request Payment" interfaces to the Assignor in accordance with the "Rules of Operations in the WebMoney Transfer Debt Service".

      3.2. If the Assignee fails to fulfill his/her obligations to pay the price of the rights of claim assigned to him/her until expiry of the deadline stipulated in para. 1.1. hereof or fails to comply with the Assignor’s demand to fulfill the Assignee’s obligations prematurely in accordance with para. 2.1. hereof, the Assignor may apply to the Debt Service in order to retrieve the security given by the Buyer in the form of promissory notes in Paymer format in the amount equal to the outstanding debt hereunder or to initiate a suspension of servicing of the Buyer in the WebMoney Transfer system. Transfer of such security to the Assignor made as payment of Assignee’s debts payable to the Assignor, in the amount equal to the outstanding debt, shall be considered by the Parties as full and final payment under this Agreement.

      3.3. The Parties accept electronic documents drawn up with the help (by means) of the WebMoney Transfer system (acts, contracts, accounts, account statements, etc.) executed using data telecommunication systems and signed by an analogue of a handwritten signature legally equivalent to corresponding documents in writing.

      3.4. The Parties recognize that actions performed with the use of WMID through AHSC and registered in electronic form shall constitute free will to establish, change and terminate legal relationship aimed at making and consummating transactions (including this Agreement), that they may be used to confirm their transactions, including as evidence in judicial authorities in the examination of disputes relating to civil law transactions, and that they confirm their validity, legal force and enforceability (including where such documents and/or copies thereof are submitted to a Party (to Parties) by a person/entity authorized by the Service Owner/Operator).

      3.5. The Parties identify each other by themselves upon establishing relations and exchanging/accepting offers according to this Agreement. The Parties acknowledge that the identity of the counterparty under this Agreement and its registration and banking details are known to them and are sufficient for court proceedings.

      4. TERM AND TERMINATION

      4.1. The Agreement shall be terminated upon fulfillment of all obligations of the Parties under this Agreement.

      5. ADDITIONAL TERMS

      5.1. In all other issues not covered by the Agreement the parties shall be guided by the regulatory documents of WebMoney Transfer system and the laws of Ukraine.

      5.2. The law applicable to this Agreement shall be the law of Ukraine.

      5.3. By signing the Agreement, the Parties explicitly agree to the use of the Law of Ukraine "On Electronic Commerce", namely the provisions of the Law governing the use of electronic signatures. The Parties also agree that documents to be made pursuant to this Agreement will be signed by the Parties’ electronic signatures.

      DETAILS OF THE PARTIES

      The Assignor
      ____________ ____________ ____________
      address: ____________
      e-mail: ____________
      tel.: ____________
      WMID: ____________
      Identification document: ____________________________________

      The Assignee
      ____________ ____________ ____________
      address: ____________
      e-mail: ____________
      tel.: ____________
      WMID: ____________
      Identification document: ____________________________________